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FIXED DEPOSITE VS MUTUAL FUNDS

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FIXED DEPOSITE VS MUTUAL FUNDS   Mutual funds and fixed deposits are two common forms of investment. Both choices offer investors enticing profits that would enable them to achieve their objectives quickly. Unlike mutual fund investments, which give variable returns based on the performance of the market, fixed deposit investments offer guaranteed returns at pre-set interest rates. The main distinctions between FD and MF, as well as the returns on each, will be emphasised in this essay. We'll also examine how COVID-19 affected investments in mutual funds and term deposits. WHAT ARE THE FIXED DEPOSTE ? A fixed deposit is a type of investment where the interest rate is predetermined at the time of booking and is used to calculate interest for the duration of the term. Returns are respectable, and the danger is minimal or nonexistent. WHAT IS MUTUAL FUNDS ? Another sort of investment vehicle where numerous participants pool their resources to achieve a single objective is a mutual fun...
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WHAT TYPE OF MUTUAL FUNDS

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 HOW MANY TYPE OF MUTUAL FUNDS There are several types of mutual funds available for investment, though most mutual funds fall into one of four main categories which include stock funds, money market funds, bond funds, and target-date funds. STOCK FUNDS The fund receives revenue from stock dividends and interest on bonds held in its portfolio, and it distributes nearly all of this income to fund owners each year in the form of distributions. Investors in funds frequently have the option of receiving a cheque for dividends or reinvesting the earnings to buy more shares of the mutual fund. When a fund sells an investment that has appreciated in value, it makes a capital gain, which most funds distribute to investors. You can then sell your mutual fund shares for a profit in the market when the value of the fund's shares rises.are no longer popular with the market. Low price-to-earnings (P/E), low price-to-book (P/B), and high dividend yields are characteristics of these companies. Gr...
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MUTUAL FUNDS SCHEME

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MUTUAL FUNDS SCHEME  WHAT IS MUTUAL FUNDS ? In order to invest in securities such as stocks, bonds, money market instruments, and other assets, mutual funds aggregate the funds from shareholders. Professional money managers run mutual funds, allocating the assets and attempting to generate capital gains or income for the fund's investors. The portfolio of a mutual fund is set up and kept up to date in accordance with the specified investment goals in the prospectus. Small or individual investors have access to professionally managed portfolios of stocks, bonds, and other securities through mutual funds. As a result, each shareholder shares proportionately in the fund's profits or losses. Mutual funds invest in a variety of securities, and success is typically measured as the variation in the fund's total market cap, which is generated by the combining the results of the underlying investments. Larger financial institutions like Fidelity Investments, Vanguard, T. Rowe Price...
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